Call us: 0905-FINANCE or 0905-3462623

About Us

Aetos Financial Insurance Agency, Inc. is an insurance agency duly registered by the Securities and Exchange Commission (SEC) and the Bureau of Internal Revenue (BIR). It is authorized to do business by the Insurance Commission (IC). The company was founded in 2018 by Mark Fernandez and is headed by the president Mica Austria Fernandez. Their life’s story as couples who revolutionized the insurance industry by being the most digitally enabled insurance agency was featured in BUSINESS WORLD and SUN STAR news paper.

Mark Fernandez, CPA, RFC, AFA, CWP, CEPP started as a financial advisor at age 22 while working as an auditor at SGV&Co (Ernst & Young). He worked as a part-time financial advisor for six months before going full-time. Despite being a son of farmers from Dumaguete, Negros Oriental, he became a Million Dollar Round Table member at age 23 due to hard work and perseverance. He is currently a life (at least 10 years MDRT) and qualifying member of the MDRT and is a 2022 Top of the Table Member. He has served to make meaningful changes in the life insurance industry by being a board of trustee of the Life Underwriter’s Association of the Philippines (LUAP) for 5 years. He is also the chairman of the FinancePH Group of Companies. He is the founder of Aetos Financial Insurance Agency Inc, which has its head office in Makati. Aetos was the Top 1 in terms of FYP and Top 5 in APE in life insurance agency rankings nationwide 2021. He is the class president of the Masters in Entrepreneurship Batch 2025 of the Asian Institute of Management. You may reach him by calling Aetos Financial Office Landline at 02-8789-9128 or contacting FinancePH Hotline at 0905-FINANCE or 0905-3462623.
*CPA – Certified Public Accountant
*RFC – Registered Financial Consultant
*AFA – Accredited Financial Analyst
*CWP – Certified Wealth Planner
*CEPP – Certified Estate Planner Philippines

Mica Fernandez, CPA, CWP, CEPP, GLMP is a CPA by profession, working as an external auditor for 3 years at Price Waterhouse Coopers (PwC) (also known as Isla Lipana & Co.). While still working at PwC, she became a part-time financial advisor at the age of 22. At age 24, she decided to resign from PwC to focus on her financial advisory practice. It was a leap of faith for her because she was still young and was a significant contributor to the finances of her family in Batangas. Because of her inspiration and drive to help Filipinos become more financially literate and her drive to become financially successful as well, she worked hard to become one of the top insurance agency managers in the Philippines receiving several awards from partner companies.

Mica believes in the value of continuous education, which is why she always keeps herself up to date with the latest in finance. This helps me serve her clients well and manage the advisors she leads. She received several designations such as Certified Wealth Planner, Certified Estate Planner Philippines, Global Leadership Management Professional, and Associate in Agency Leadership Program. Today, she leads a group of dynamic advisors and leaders with the hopes of helping more Filipinos reach financial freedom.

As the President of Aetos Financial, she leads one of the top teams of financial advisors in the Philippines. She is driven by her personal mission of creating a positive impact in the lives of my advisors and clients.  She would love to mentor you to become a great financial advisor.




All Information provided to us by our clients is strictly confidential in accordance with the code of ethics of financial advisors. We will use the information provided to us to give customized financial advice. We do not share your information with other people except for the purposes it was intended for. If you wish to remove your information from our database, contact us, and we will do it immediately.
Aetos means Agile, Enthusiastic, Trustworthy, Outstanding and Smart. We are a multi-awarded team of financial advisors located all over the Philippines from Luzon, Visayas and Mindanao. We represent multiple companies and not just one company because we believe clients should have choices to create a complete financial plan that is not focused entirely on just insurance (some clients want an investment without insurance or need a surety bond, etc.). Through our own team of internally employed software developers, we constantly invest in developing the latest tools and technology to help us see the complete picture of our client’s financial health so that we can diagnose and provide suitable recommendations to them efficiently and effectively.


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