What is Manulife Freedom?
Retirement should be an opportunity to do more –not less. Our Freedom policy helps you save for the long-term and gives you regular guaranteed payouts and one lump sum. So you’re ready to make the most of the next stage of life’s journey.
Why you should get it?
Whether you should get the Manulife Philippines Freedom product depends on your individual financial goals, needs, and circumstances. Here are some reasons why you might consider it:
- Long-Term Savings: The Manulife Freedom endowment plan is designed for long-term savings, making it suitable if you have financial objectives like buying a house, funding education, or preparing for retirement.
- Risk Management: If you want to manage investment risk, a product like this offers guaranteed return that will help you strike a balance that suits your risk tolerance. Freedom provides a guaranteed payout every 2 years and a guaranteed lump sum amount on the maturity date.
- Professional Guidance: Your Aetos Financial- Manulife financial advisors can help you make informed investment decisions and create a financial plan tailored to your needs.
- Dividend Earnings: in insurance, dividends are a share of the insurance company’s profits that policyholders with participating policies may receive. These dividends are not guaranteed and can be used in various ways, like reducing premiums or receiving cash payments. They are a way for policyholders to benefit from the company’s financial success.
- Financial Protection: Some insurance products may be bundled with investment components, providing you with life insurance coverage in addition to the potential for investment growth. This can offer financial security to your loved ones. Freedom provides a 200% life protection coverage.
However, it’s crucial to carefully assess the specific terms, features, and costs of the Manulife Philippines Freedom product to determine if it aligns with your financial goals and risk tolerance. Additionally, consider exploring alternative investment and insurance options to ensure you make an informed decision based on your unique circumstances. Consulting with a financial advisor can be beneficial in evaluating whether this product is the right choice for you.
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